Envelope budgeting, made simple
One steady monthly loop: plan it, track it, see where you stand.
Steady Budget breaks the month into three simple parts. Set a plan at the start, log spends as they happen, and watch the gap between planned and spent stay in view the whole way through.
1 · Plan
Lay out the month — set your envelopes and what you expect to spend.
2 · Track
Log spends as they happen — a tap each, and every total updates live.
3 · See where you stand
See the gap between planned and spent at any point in the month.
The monthly loop
Plan at the start, track through the month, see where you stand at any point — one steady rhythm you can actually keep up with.
Real-time visibility
Every figure derives live from what you've logged. Overspends are flagged the moment they happen, not weeks later.
Lightweight tracking
Log a spend in seconds. Tapped the wrong thing? Undo is fast — staying on top of it never feels like a chore.
Everything you need to run your month
Plan
Envelope budgeting calendar
Your whole month on one screen. Every day is clickable, and planned-vs-spent is visible at a glance.
Plan a line in a tap
Add a planned line straight onto a day — pick the envelope, set the amount, and it lands in your plan.
Recurring envelopes
Set the regulars once — rent, groceries, subscriptions — and they reappear each month so your plan starts ready.
Track
Track-as-you-go logging
Log a spend in seconds straight from the day panel. Totals update live, and mis-taps undo just as fast.
One-tap settle or skip
When a planned line comes due, settle it or skip it in a single tap — no digging through menus.
Fast edits & corrections
Edit or delete inline. The whole month re-derives instantly, so your numbers are always right.
See where you stand
Plan-vs-actual at a glance
A month-summary header shows what you've spent, whether you're on budget or over, and how much of your plan is left — with a progress bar.
Timeline rail
Scan the month as a running rail — planned and settled lines in order, so you can see how the month is unfolding.
Real-time visibility
Every figure derives live from what you've logged. Overspends are flagged the moment they happen, not weeks later.
v1 — pending final copy review